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Terms of Service

The Rules That Govern Using This Website

Last updated: January 2025

1. Overview

These Terms govern your use of the Providential Real Estate LLC website, the services we offer through it, our property listings, our purchase process, and our owner-financing agreements. By using this website or submitting information through it, you agree to these Terms.

2. Property Information

All property information is believed accurate but not guaranteed. You're responsible for your own due diligence:

  • Visit the land before purchasing
  • Confirm utilities
  • Confirm county rules and restrictions
  • Review zoning and access

We make no guarantees about future land use or county approvals.

3. Down Payments

The down payment amount is listed on each lot. In some situations, we may agree in writing to split it across a short schedule, typically completed within 14 days.

  • The first agreed payment takes the lot off the market
  • Every payment counts toward the required down payment
  • Payments already made are non-refundable
  • The down payment does not transfer ownership or convey legal rights

If the remaining down payment is not completed as agreed, the lot may return to the market. Money already paid compensates us for the time the lot was unavailable to other buyers.

4. Contract for Deed (Owner Financing)

If you choose owner financing:

  • The terms are outlined in your Contract for Deed
  • Ownership transfers only after full payoff
  • You gain possession after signing the Contract for Deed
  • Missing payments may result in default

The Contract for Deed is the binding agreement, not this website. The information on this website is kept as accurate and current as we can make it, but anything in your signed contract overrides anything published here. Read our plain-English summary before signing.

5. Payment Processing

Payments are processed through secure third-party providers. We don't guarantee availability of any specific payment method.

6. Communication Consent

By submitting a form, you consent to be contacted by:

  • Email
  • Phone calls
  • SMS / text updates

You may opt out of marketing messages at any time. Reply STOP to any text we send.

7. Website Conduct

You agree not to:

  • Misuse or disrupt the site
  • Attempt unauthorized access
  • Copy our content without permission
  • Submit false information

8. Not Legal or Financial Advice

Information on this website is general informational content. It is not legal, financial, or tax advice. For your specific situation, talk to a professional.

9. Limitation of Liability

Providential Real Estate LLC is not responsible for:

  • Your failure to complete due diligence
  • County rule changes
  • Access or utility issues outside our control
  • Payment processor delays
  • Errors in listings

Your sole remedy is to discontinue use of the website.

10. Governing Law

Every property purchase is governed by the laws of the state in which the property resides. Any legal dispute must be handled in the county where the property is located.

11. Updates

We may update these Terms at any time. When we do, we'll post the new version here.

12. Contact

For questions about these Terms, call or text us at (205) 202-9620.

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