Frequently Asked Questions
The Questions We Hear Most
If your question isn't answered below, just ask us. We're happy to walk through anything that doesn't fit on a webpage.
How much is the down payment?
Down payments are low and the exact amount is listed on each lot. If paying the full amount at once is a stretch, we may approve a short split across two or three payments, typically completed within 14 days. Payments already made are non-refundable because the lot is taken off the market while you complete the agreed schedule.
When do my monthly payments begin?
Your monthly payments begin the first month after your full down payment is completed and we both sign the Contract for Deed.
Can I access the land right away?
Yes. As soon as you sign the Contract for Deed, you have full possession of the land. You can walk it, camp on it, clear a driveway, and start planning — even before it's fully paid off.
Do you run credit checks?
No. We don't run credit checks. We treat everyone the same and we judge people by their word, not by a score.
What happens if I want to pay off early?
There's no prepayment penalty. You can pay off any time and we'll send you the Warranty Deed.
What happens if I miss a payment?
You have a 5-day grace period. After that a small late fee applies. If payments stay unpaid after multiple notices the agreement may be terminated, but we always reach out first to help you get back on track.
Are there restrictions on the land?
Yes, simple common-sense restrictions to protect property value while you're making payments: no pig farming, keep the property clean, septic must be installed before living on-site, and standard mobile home approval guidelines. The full list is in your Contract for Deed (Exhibit B). Important: these restrictions do not convey with the deed — once you've fully paid off the land and receive your Warranty Deed, they no longer apply.
Can I put a mobile home on the property?
Yes. Mobile homes 10 years old or newer are automatically approved with proof of year and model. Older homes need our written approval. Mobile homes must be underpinned within 90 days of placement.
Can I build a house or cabin?
Absolutely — as long as you follow your county's building and septic rules. Plenty of our buyers are working toward exactly this.
Do I get mineral rights?
Yes — they're included when you receive your Warranty Deed. While you're making payments, we hold the mineral rights along with the deed. Once the land is fully paid off, we convey the surface rights and whatever mineral rights we own on that property. The specifics are laid out in your contract on a per-property basis.
Do you offer a discount for paying upfront in cash?
Yes. Cash buyers can receive a meaningful discount depending on the lot. Reach out and we'll talk numbers.
Still have a question?
Call us. Text us. Email us. Whatever's easiest for you. We respond fast.